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Friday, January 4, 2008

Types of Insurance

The concept of insurance may not get your heart racing, but if you ever find yourself looking at a grease spot on the asphalt where you last saw your car, or viewing the smoldering remains of your home, and you're not insured, you'll find your heart racing plenty. Insurance is not a luxury, but a necessity. It's not something to put off thinking about; it's something to deal with now. It's not just for your car and home and health. There are other forms of insurance you should consider, as well. Here are the biggies:

  • Life insurance
  • Disability insurance
  • Long-term care insurance
  • Health insurance
  • Dental insurance
  • Eye/vision insurance
  • Renter's insurance
  • Homeowner's insurance
  • Mortgage insurance
  • Auto insurance
  • Monster-under-the-bed insurance

OK, we were just kidding about that last one. There's a host of other kinds of insurance, though, such as pet insurance, pre-need (funeral) insurance, and so on. And, within the categories listed above, you'll typically find many subcategories, such as whole life insurance and term life insurance.

For more information on and guidance regarding all kinds of insurance, head to our Insurance Center. Take some time now to learn about a few kinds of insurance unfamiliar to you and consider whether you need to get some. You may thank yourself later.

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